The NiyoX 2-in-1 Account For Millennials – Complete Guide

NiyoX 2-in-1 Account – You know very well that it is really difficult for traditional banking to continue with the millennial demands. Because of the smartphone and also due to some of the other things like modern life, or also the techy world. People start expecting the same anged in the experience of banking.

Everything About NiyoX 2-in-1 Account for Millennials

The people don’t want to take the stress from the baking which is having lots of paperwork loads. Also, the finances are also tough in terms to manage, and also the banking experience isn’t. NiyoX is one of the best things in terms of changing the way of banking. 

What is NiyoX?

Now, first I have to look at the information about what niyox app is. Basically, it is one of the products which was introduced by the neo-banking pioneer in a partnership with the Equitas Small Finance Bank which is mainly designed to decode banking. Also, it will clean the banking confusion in terms of managing the finances. It is really simple, safer, and also smarter. It is one of the simplest banking apps which is mainly introduced to provide the needs of the millennials. 

NiyoX is one of the products in India which provide the 2-in-1 savings and also the wealth management solution to the customer by providing the support and help to achieve the goals of savings. Also, you don’t need to maintain separate apps in terms of managing all the finances. Also, you are required to go through with the KYC separated for the mutual fund investment account. Also, to complete the KYC, you have to go through with a process but the completion of niyox bank branch one e-KYC takes place on both of the accounts on savings and wealth accounts as well. It is one of the simple processes. 

• NiyoX Means Convenience

Basically, the NiyoX app is light and fast and also has lots of features that will be helpful to revolutionize the experience of banking. 

• Instant Paperless Account Opening

When most of the available tips are available on your fingers, the main motive of NiyoX is to simplify the banking experience by a quick and seamless digital onboarding process. It means that you don’t need to visit the bank and also don’t need to fill the forms in terms to niyox account opening online as per your ease. Also, you only need to have your PAN card and also the Aadhar card which must be linked with your mobile number and also you can do this work in maximum 5 minutes. 

• 7% Interest Rate on Savings Account

As a NiyoX user, you must need to maintain your balance above Rs. 1 Lakh and also the 7% interest per annum. 

It is a constant growth of your savings like for a savings account balance of Rs. 1,10,000, you will get 3.5% on the sum of Rs. 1 Lakh and also 7% on the Sum of Rs. 10,000. Also, the NiyoX will come up with Rs. 0 account maintenance charges which mean that there is no charge for not maintaining an AMB of Rs. 10,000. 

• Virtual Debit Card

Are you interested in a Virtual Debit Card? NiyoX comes up with the instant virtual VISA Classic Debit Card which you can use when you open your account online with the partial KYC. Also, you can use the virtual card to make online transactions. After opening an account, you will be able to make an appointment in terms to complete your KYC biometric. 

As it is one of the limited time offers, the completion of KYC, you will be able to order a VISA platinum niyox debit card charges for free of cost. Also, this card will be used for all the POS, ATM and also for the E-commerce transactions as well. Also, you can be able to select from a selection of two designs of card which are morse code and caricature which is really best and suitable for your personality. 

• 0% Commission on Mutual Funds:

Many people have a habit of saving ingrained in their minds but lots of people don’t walk through the investing concept. Also, direct investment in the equity market without having as much information may be risky sometimes. Also, it is quite intimidating and also there is a tendency to ignore all things at the same time. 

• Safe and Secure Banking:

Neo-banking is one of the new concepts for lots of people along with the new things in banking and also in the safety and security which is one of the major concerns of the users. Also, you can ensure that your account will be secured with the coverage of insurance up to Rs 5 Lakh from the RBI. Also, this app provides the ease to set or also to reset your card PIN by using the app and also be able to temporarily lock or unlock your card as well. 

Also, you can be able to block the card permanently by using the app when it gets lost or stolen or also gets misplaced as well. This app is easy to use by providing some of the new features to hide or unhide your account balance. 

• Equinox Reward Points:

When you grow your wealth by using the niyox login for NiyoX 2-in-1 Account, you will be able to get the Equinox Reward Points in terms of fund transfer and also for all the POS and for the purchases from e-commerce websites which make it easy to use for the debit card. Also, you can be able to redeem the Equinox Points for exclusive merchandise. 

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So, that’s it for this article. We hope that you understand all the details about digital account opening, frictionless fund transfers and also the payment online and offline which can be accessed easily with the help of customer support by using the niyox bank customer care number and the reward points programs which are really safe and secure and also personalized with the wealth management platform. NiyoX 2-in-1 Account will help users to grow their money easily.